earning this 0.28, in my opinion, will be difficult for most of the users.
Earning is probably the easier part. I think this
BTC0.28 is achievable in one year or two for an average investor assuming bitcoin remains around $10K. The problem is that most of us are too impatient to sell or too weak to hodl.
If bitcoin surges, those figure will quickly change. Owning
BTC0.28 would probably land you to 0.5% of richest bitcoin holder.