Moneybookers works almost exactly like Paypal, except with a much higher level of Merchant Protection. Chargebacks can still happen, though they are very hard for the consumer to get. In the Game Account World (EVE Online, WoW, EQ, etc), they are pretty much the de facto standard money broker that virtually everyone uses, due to the high rate of illegitimate buyers out there.
So why no love for them in the BitCoin world?
http://www.moneybookers.com/app/They are much more well known than Dwolla and have been around for much longer, but it seems that Dwolla gets all the lovin.
I got an idea. The 30 day hold on transactions when your first open up.
Never heard of anything like that. I did transactions the instant I signed up on MB.
OP is right, it's by far the superior online payment processor (you can deposit directly to your balance via debit, credit, instant online banking, wire etc.)
and chargebacks are practically impossible without getting the authorities involved & proving a fraud case etc.
I wondered the same thing when I found out about BTC, came to the conclusion people just don't know about it. All they know is PayPal.
MoneyBookers is huge in other countries. They also have an international debit card which works everywhere, for just 10 bucks.
Every time you top up your MB balance you can withdraw it at an ATM.