I bought a lot of different goods with Bitcoin and it always worked smoothly, which brings me to the conclusion that Bitcoin is a currency AND a store of value. Esp. 2nd layer solutions like Lightning brought instant confirmations. Bitcoin ATM cards are not needed to make payments.
That's true, but it works all fine as a currency until it comes to the fees. I've placed some orders on a website and all went very well until the day I found out the fees they took for every transaction was actually more than 5%.
That's a turn-off for me.