What is the background of such speculation? I agree with your initial statement where you said that inflation will be high and loans will be cheaper. We have already started seeing that trend and majority of the Central Banks are gearing up to reduce the basic lending rate. This situation is called stagflation. Ideally, when inflation is high, lending rate goes costlier to tackle it. But what is happening currently is called stagflation and it's not easy to get out of this scenario.

However, I don't get the background of your statement when you say that everything will collapse in 2025. What triggered such thought?