Even if a thousand "Sorry for your loss" messages are posted here only the lender knows how sad and painful this process is.

Having to message your borrower once a while every week to remind that person of the repayment date and amount and slowly seeing the signs of life go away from their contact source is painful deep down. I know this because I was once a lender on another forum.

You cannot trust anybody on any site regardless of how well known or well trusted they are. You can only trust on collateral, though my intention is not to demean the lenders giving out non collateral loans because I know that people rarely come up with collateral and you have keep your business running.

It takes a few seconds for them to change their nature and whatever problem the borrower may have fallen into does not change the fact that they ghosted their lender. This is tough for a lender who is also has to do an internal conflict of being a stern loan shark and being compassionate to their borrower because they are the customer.

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