I am just now home and starting to work on it. So far many of the suggestions come with assumptions or comments that I clarified in my OP - so I am responding to those and also answering other ideas. Don't get so worked up. I said I would try these ideas when I got home - and that is what I am now doing. But, I am taking down settings, etc... before so I don't have to start from scratch. I had everything shut down until I could get to it, so bringing stuff back up piecemeal to do it.... relax!

Workin' on it...