There is a speculative (investment) presence in the current bitcoin discussion scene. Only known and used by a few people.
If bitcoin really wants to become a universal currency payment system, how can we optimize the design for ease of use and make it easy for most people to get started easily and with low risk?
I don't think bitcoin or crypto currency can regularized as a universal payment option with this sort of volatility in market.Simple example is nobody does there payment through the shares they have in there wallet,For payment people use Fiat because Fiat is for payment and shares are for investment.Right now bitcoin though it is type of currency but still is used for investment.If you want to use it like fiat two things are necessary
1) Low volatility in market just like it happens in fiat correction like -+0.2$ etc
2) conversion of bitcoin in fiat should be banned
Due to its volatility if someone purchase anything of bitcoin 0.00001
BTC=2$ but after 2 min market jumps 2$ worth btc becomes 2.5$ dollar than buyer won't be happy and vice versa can happen.
These are points which i feel are creating obstacles in making bitcoin as universal currency.