BTW I've been trough my PMs and I can tell that this guy really invested a lot of time and effort reporting spam, I don't think he will leave the forum for like 2500$ and ruin the whole reputation. Probably it's a lot of money where he lives but still, with his reputation had a chance to make this 2.5K for like 4-5 months.
I don't think his plan was to scam when he started, but if he was trying to pay back one loan by taking another, my guess is he has more debts elsewhere too. That could put his total debt far above an (average) annual salary where he lives, and my guess is his debt on Bitcointalk is a lot easier to walk away from than debts he took in real life.
Maybe you are right but I think he is a kind of a guy who will come here and say directly that he is not able to pay back the loan and apologize for his actions instead of disappearing without further notice.
That's probably what I would do if I end up in the situation like this. Of course this won't happened with me because I would never take a loan I don't like the loans at all.