Shit man It sucks to be a nocoiner.
I reverted back to where I was 3 years ago. >:[
Right after I started to break my rules I went complete shit with my decisions. Fuck. Starting again.
Hopefully I'll be smarter this time.
Few months ago I was so damn sure that I could ride this to zero because that was when I wasn't overinvested. Right after I overinvest everything went down. Fuck my luck. It should have gone upwards. Fuck.
Well some would tell me that going 95% all-in (been that way since Sept 2013) that I'm overinvested, I'm crazy, I'm a fool, and so on. I saw a 40% drop in my net worth soon after I went "all in". I've also seen many peaks and valleys since then. Am I taking a big risk? Well sure. But risk little, gain little.
But then again had I not gone "all in" back then, I never would have been able to buy a house outright not too long ago, and still have enough left over to basically retire for life. I still do some work on the side to keep the mind active.
As you can see with the recent stock market action, divestiture into other investments doesn't guarantee squat.