One of the main points many Bitcoin naysayers are quick to bring up whenever you question them on why they are so anti bitcoin is that bitcoin is ‘volatile and risky’. The truth is that Bitcoin is no riskier than any other asset and it may even be safer.
At some point and in their earlier days as new assets, most of the well established assets you see today we're once like bitcoin (that's a speculative asset) since the future of the asset wasn't certain. Bitcoin has proven time without number that, it's a long term project and not some get rich quick scheme many uniformed Individuals mistake it for. When you invest in bitcoin with a short term mindset it becomes risky since its price volatility is quite high on a short term based.
Every investment is a risk since you're entrusting your funds and hope on a technology or idea that can fail at anytime. The biggest risk of them all is not to take the risk in investing in that asset due to fear. Keeping you money in the bank is also a risk since you're not in charge of your money and inflation can disvalue the worth of your stored funds at anytime.