I think this is normal and will continue, many people prefer to invest or save money with the government because they see it as a safe place, and the percent of a collapse in the government financial system are very small, and if the collapse happened it will be for all the people so they prefer investments that controlled by the government
The online investment, whether through bitcoin or others, is always full of risks (and many people still don't trust even paying money online to a bill or services )