If you were in dire need of cash, I guess you are excused.
Personally I wouldn't advice anyone to cash out now though. I would especially advice not to panic and not to sell after a 40-50% dip. It is not different this time.The fundamentals have not changed and Bitcoin is still working exactly as it was supposed to.
Hopefully you will be able to recover financially soon and buy again without having missed out a lot.

Prayers might help raise morale, but mostly it is our actions that will help us overcome this obstacle.
Everyone must do their part to flatten the curve and allow our health system deal with this problem with ease.