This is actually the right strategy when market movements are too extreme and effective enough to minimize risk. Especially in this crisis, holding a stable coin and fiat can provide benefits if it is needed suddenly to make ends meet. On the other hand, this is also effective if there are signs of changing trends and bounces, so they can get the right timing to get the desired potential cryptocurrency.

You are right, but everyone has a different strategy and mentality. There are people who like risk and there are those who are on the contrary the important point here is not to panic and take every action based on the analysis.