Anybody without 6 weeks of emergency fund probably doesn't belong in the gene pool.
I know that sounds fascist, but I didn't choose this world.
You're talking about at least 80% of all American workers.
You didn't choose this world but you did choose to reveal being extraordinarily out of touch.
Anyway, right, bitcoin, almost forgot.
Nature doesn't give a shit how many losers there are. Things can always get worse, and whenever they do for whatever reason, the people closest to being darwin awards are going to die.
Not having backup supplies is just irresponsible, and you get what you fucking deserve. Doubly so if you have dependents.