It will take a time for crypto to becomes alternative for fiat money. Cryptocurrency is developing very active but evething takes a time.
Maybe it will take about 3-5 more years for altcoins to become as popular as bitcoin. meanwhile, FIAT is already on the list to be abandoned by most people worldwide.
This is our chance, the chance for crypto to grow as people understands how corrupt the government is, they can't print paper money when they need to, and that will make fiat less valuable in the future, crpyto will be the safe haven for the smart investors and slowly crypto will grow.
About SUR token, this depends on the altcoins market, if the market will grow, there is a chance especially if ETH will once again moon.