Maybe, you could just play chess game for entertainment purposes because that's right, people might make a hack that you'll never win against them. If you want to play chess that includes money then it is your loss, they are wise enough to implement a hack so that they can take advantage of people who are manually playing. I suggest you to only play chess if you really know your opponent so that you have some quality time playing against each other. I don't know any chess website to play but there are some platforms that include chess games like, messenger, and etc. You can also play online and compete against an AI with different difficulties and it is downloadable via appstore or play store. You don't always need money just to enjoy things, sometimes you just need some time to entertain yourself even with a little things.