I don't have a lot of holdings right now so I will chose to not pay my bills with bitcoin, my country does not yet fully accept crypto as a means of payment so I will just have to stick to fiat for now.
That's it, this will be a case to case basis. We can use Bitcoin as payment if there are many merchants near in our country that accepting Bitcoin as a payment. But unfortunately, they are also affected by this current pandemic lockdown. I don't also use my Bitcoin as a mode of payment, because for me, this can be valuable stuff that can I preserve and gain profit in the future.
It really depends in the place where you situated at, for some bitcoin spending is as convenient as the fiat but that's not always the situation. I'd just spend a cryptocurrency like bitcoin or ethereum since it is the most accepted ones when I got a win with it, more of like spending what I earned from the price fluctuation so the value won't decrease. However, converting it to fiat will be a better move isn't it?
Most of the crypto enthusiasts that own Bitcoin, some of them are holding and using it for trading, not for the daily expenses. And, I'm the of them.
same, I've seen the potential of bitcoin less as a currency and more like of investment. You just need to ride the wave from people to get earn with it. Bitcoin as a currency right now is still vague as it is volatile as it was in the beginning.