Hi, we have created an application in which cryptocurrency can be sent by phone number, even if the user is not registered in the application itself! What do you think, how much will this mutual settlement between users simplify?
You could add more features because almost this idea already applied. I like this process even more could be easy if you can open mail do. Only problem is one if send wrong address (wrong phone number) than my money will be gone forever. Also I don't have any privacy because every country has mandatory rules to submit KYC for your phone number.
I think the phone number will make it easier for you to remember or send it without fear of making mistakes because it only has about 10-13 numbers. If you enter the wrong phone number, it is your fault and you deserve to lose it