Bitcoin's short term price does matter; however, I agree that it is best to attempt to prepare for either direction and even extremes... attempting to be prepared emotionally and financially does not mean that you do not care, but you figure out a way that you try to prepare yourself as best that you can to have a plan, and even having a plan does not necessarily mean that you cannot change your plan.  You are the master of your own plan, and the better that you plan and prepare, the more likely that you are going to be able to deal with your plan in a way that is without panicking... but it does not mean that you are locked in or that your discretion is taken away from managing your own situation...

At the same time, the more that you plan for both regular and for extremes, too, the more that it becomes likely that you will not even have to employ the plan that you had created for the extremes, even if you are largely prepared for such.  I am not saying to put 40% preparation into a scenario that only has 1% chance of happening, but if you put somewhere around 1% or even slightly more but then the 1% scenario starts to become a 10% scenario, it should be way the fuck easier to tweak your plan from 1% to 10% rather than just reacting off of the cuff.