The moratorium is what's needed right now. For consumer loans, are credit cards included?
Nothing in the law but a few banks have already come with different plans, most of them the same 1-2 months delay in repaying your debt.
But most of the big names have already rolled out something or are planning.
You need to ask yourself if bitcoin is really so profitable ,
why the hell do the miners keep going bankrupt.
https://cointelegraph.com/news/capitulation-btc-battered-by-biggest-mining-difficulty-drop-since-2011
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miners are faced with bankruptcy
Nobody is going bankrupt.
The difficulty is up 5% from the time that article was published and right now this epoch look slike this:
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Current Pace: 108.6031% (1475 / 1358.16 expected, 116.84 ahead)
Next Difficulty: between 15906558092927 and 16007125147776
Next Difficulty Change: between +8.0960% and +8.7794%
Next Difficulty: between 15906558092927 and 16007125147776
Next Difficulty Change: between +8.0960% and +8.7794%
So leave your hate for BTC aside and open your eyes.