I want to get a steady return every year, around 10%-15%. Is it better to mine or buy ? What kind of cryptocurrency do you guys have? How long have you been holding?
Steady return means safety. you are in a highly volatile market, therefore it is difficult to get a stable return.
Investing in cryptos will lead you to lose your money unless you learn a lot about this technology, so I advise you to spend some time learning.
Mining depends mainly on electricity costs, so if it is high it will be a waste of time.
If electricity is cheap, then you can evaluate the investment, but again you need to learn a lot.
If you believe in the future of BTC, keeping Bitcoin is much better than keeping $$$.
How and cryptos will be determined after you know more things. in short, Just Hodling Bitcoin