I've been using localbitcoins for my fiat exchanges for as far as I can remember, never leave over $2k worth there, that was until the recent dip, I had $2k exactly and it hit me hard as it went down all too quickly with the price dip. Decided to leave it there until price recovers, I've been purchasing here and there but always try to stay under $1k for these extra purchases before sending to a personal wallet, so I currently have 0.22 of which 0.201 I will not touch until price soars once more