I feel like LTC is lost right now with Charlie Lee bailing and their recent halving wrecking their hashrate. I'm neutral about ETH, but I wouldn't recommend LTC to anyone with how things currently are.


Since you're targeting annual returns, I'd say BTC is your best bet. Short term prospects are certainly muddy post-halving, but I don't think there are any crypto out there which could match BTC's long term potential. I have to say though, this is the first time I've seen anyone say it's not a good time to invest in BTC because of the halving; most people would say the complete opposite.