so, fiat cannot be replaced by cryptocurrency because crypto holders also need fiat money.
I guess this is a correct statement, otherwise, there is no reason to hold if fiat will be replace by bitcoin as eventually its price will be stable and no trading will happen. Why we are getting some profit is because fiat is stable and bitcoin's value will increase due to demand, and that's where we can enjoy the profit when we cash out as with fiat, it's acceptable everywhere.