There is a speculative (investment) presence in the current bitcoin discussion scene. Only known and used by a few people.
If bitcoin really wants to become a universal currency payment system, how can we optimize the design for ease of use and make it easy for most people to get started easily and with low risk?
I think now Bitcoin is already being used by a person to a sufficient extent. And constantly new ways of using this coin appear every day. I think Bitcoin has long proved its suitability for humans and its versatility.