His what? Check bpip, for god's sake...

This user has earned a total of 0 merits, all his 250 are airdropped merits.

And I'm not going to judge post quality, but a first glance to the first page of recent posts show one liners and no collateral loan applications (both rejected).

I'd advise you to do some research before lending money, but I'm not going to tell you what to do with your money....