"Maximum return is not achieved by taking maximum risk, but rather by exercising maximum intelligence and skill."
If you're taking a maximum risk without maximum intelligence and skill then you're a prize twat.
It seems rather obvious to me that you need to be bold to benefit. Allocating 0.01% to Bitcoin is not going to get a maximum return. You need to apply boldness with foresight and care but your returns will only ever be bunch of what ifs if you pussy foot around. Sometimes you have to throw it down and duke it out.