XCARD is an old polish/estonian scam, do not trust any project that promise that they will deliver first working crypto cards. If it is possible, why big companies like Binance or Coinbase didn´t do that? Because the problem is with regulation, id verification and so on. These startups just want take your money, thats all.
There are no successful projects on crypto cards, and indeed due to regulatory issues that occur in the country, I'm sure no one wants banks to cooperate with the project because there are no good guarantees in the future.
The project with the card to be launched is just crap.