The big part of the stimulus package was the Paycheck Protection Loan (PPL) which has been under fire recentley for giving too much freedom to the banks to not be equal in their processing of applications. In simple terms, banks were processing the applications of their wealthier clients first. There's also the issue of big companies receiving the PPL, when small businesses were heavily left behind.
Real shit show.
this has to have some context.
yes some banks might have 'buddies' who have speed dial to get their application in first.
but its also these large companies that have all their accounts inline and set up using proper accounting services. thus validating the amount of employee's and salraries is easy.
however a sole trader/small business which has alot of staff turn over have messier accounts thus taking more time to sort out
the same thing has been happening in the UK too with their employee protection systems. large businesses just show their PAYE (pay as you earn staff tax contributions) where as smaller businesses might not even have staff that have been working for 1-3months or the values of pay vary due to getting commission. and even some people paid as self employed contractors.
it even got to the point of government saying people should apply for 'business interuption loans' which they can later pay back when they finally do get the pay-outs backdated