Cryptocurrency scams are different from those where good intentions are the only driving factor. Even a centralized crypto-asset or bank account will need additional security steps. An even worse deal of fraud involves selling cryptocurrencies as 'investment products' on over-the-counter markets.

Additionally, crypto-entrepreneurs are generally ignorant of the dangers. The supposed convenience and security of 'investing' in cryptocurrencies do not prove that the scheme is free of risk. Crypto investing is like an arms race in a pit of steelworks. To a skilled industrialist, either the process of mass production is more efficient, or it must be cheaper, or people must be taught the real reason why they need their products.