There is a speculative (investment) presence in the current bitcoin discussion scene. Only known and used by a few people.
If bitcoin really wants to become a universal currency payment system, how can we optimize the design for ease of use and make it easy for most people to get started easily and with low risk?
You basically can't touch bitcoin or any other cryptocurrency for that matter. And due to COVID-19, we're trying not to use Fiat (paper and coins) as much as possible.
But although we've been using plastic, checks, wire transfers, etc. are basically using different fiat currencies, cryptocurrency hasn't really bridged the gap quite yet, to combine that ease of use and convenience yet.
So, what if we can merge or combine the use of a cold wallet (which basically holds cryptocurrencies only for now) with the ease and convenience of plastic, but create a totally new hybrid instead (wherein it's a hybrid traditional plastic card with a chip but it's also a miniature form factor version of a portable USB cold wallet that's more secure since it has the capability to still connect to a remote back-up version elsewhere via a secured cloud blockchain server).
Either way, they're just my futuristic thoughts about the matter.
