Here's a quick how to lose your funds guide.
1. Keep your coins at various exchanges rather than your own wallets.
2. Send large amounts of crypto to unknown people who you've never had business with and who have no presense in the space.
3. Be as disorganized as possible with your backups, ideally you shouldn't even have any backups, if that hard drive fails, your funds dissapear too.
I keep my coins both on my own wallet but also some of them are in Binance.
I know that there is a possibility that an exchange can be hacked but keeping them on the exchange helps me to make my trades faster and with no deposit withdrawal fees. Trading is a risky activity and this is something that relies on it.
Yes I keep my money in my wallet and use Binance. Binance may be a excellent site to stay your currency safe there's no fear of losing albeit you are doing it during a messy way while exchanging here. Therefore, if we practice the market well the quantity of loss are going to be less within the case of Binance the funds will never be less and there's copy.