I am just short-time trading alts now and my personal thoughts are that we will still have time to buy them at lower prices.
now all the prices of altcoin are below, I also have bought it now and are waiting for an increase,
are you still waiting below? you can regret it
Yes, we should always hold some back-up funds in order to protect ourselves from the market because we don't know the price of altcoin will go even below compared to the current value. So we should always hold some back up funds in order to buy them even it drops below what we purchased previously.