Though this requires a bit of time sending your fund than using an online wallet but this is the most secure way to store your BTC.
But if you want easier setup but still in a secure way. Installing electrum as your desktop wallet and/or mobile wallet is good to go. Just to make sure your device is fully secured at least installed with anti-virus (windows/mac), though electrum binaries flag as a malware of most anti-virus but there's nothing to worry, you just need to verify your downloaded electrum. And one thing, VPN will save you from your ISP trackers/logs.
Too many instructions to follow to secure your funds, right? That's how a responsible person will do with his hard earned money.
I'm a big fan of electrum, but i wouldn't store 44 BTC on a desktop wallet. It's a big step up from a web wallet, but still not good enough to store the fiat equivalent of a house in the city. Those kinds of funds require a hardware wallet, paper wallet or airgapped wallet imho.
With regards to the price, just chill mate! it will go up you just need to hold! you must be concern now on transferring it to a safe wallet
It's okay to lose with just a small dump rather than losing it all into a online wallet. and BTW, the price is now on 9k so cheers 