I think that as of January 1, 2021 Bitcoin will be worth exactly $20k, personally I think that Bitcoin will be worth about $ 10-15k, very soon we will know how much Bitcoin will actually cost.
A fair price. The speculations that I mostly see for that time is higher than what you are thinking. A 6 digit speculation, a doubled price speculation but whichever comes first and becomes the support, it's a great deal for most holders.
I can wait all day long for that day to come. Don't let yourself collect some bitcoins while it's not yet mooning.