The feature you listed out are the core concept of bitcoin but i must say that these concepts ain't really been feasible as the bitcoin network still suffer from those things it was invented to solve and i can confidently tell you the majority of people in here in this space adopted bitcoin not because of those features but because of profits they can maximize from it's volatility. I really hope bitcoin network will get better pretty very soon so that those concepts will pave way for a decentralized financial institution