Wait, FnF is still reversible? Why do I see so many sellers still actually choosing this option, if your 5 points could still be used for non-FnF?
Yes, as I mentioned in these way the people who are fraud can reverse the payment. Even almost maximum time it will be auto reverse without any dispute (for fnf payment there is no dispute option), but when they create dispute via bank or credit card issuer then paypal will create dispute on behalf of the bank or credit card issuer.