I'm probably not getting one, whichever one, until around xmas when I put some coins away for a while... at least 2 yrs... depends.
If the value of the coins you own is a few hundred $, maybe you can live with the knowledge that you can lose them at any moment. But when it comes to a few thousand dollars, few can afford such a loss - and there are users on the forum who have lost very large sums of coins because a $50 hardware wallet was too expensive for them. It is your decision whether to invest in security or not, but anyone who understands what crypto is will tell you that it is not wise to keep such things online.
I see you're a trader so you can’t avoid having a certain amount of funds online, but in any case the correct option is to move them from the crypto exchange when you stop trading. Even a desktop wallet can be a safe option if you take all the precautions.
80% of what I have is secure even if my house burns down with the rest on coinbase. So ya. I stand to lose roughly a grand if shit hits the fan but like you pointed out. I trade, so theres an inherent risk.
Wo wether it is now or xmas time, it's still a gamble. But one in already in.
I have a Trezor 1 and a Ledger Nano S.
The Ledger has been abandoned. There's something about the way they operate I dislike. In this game you should be humble and open and they certainly are not. Trezor's attitude is better and more communicative so they're the ones I stick with.
I am starting to wonder about the future of hardware wallets, more holes are found every day, but since all current ones need physical access to exploit I'm not going to sweat it until that changes.
even then, based on what I know. Wether its trezor or ledger, physical access on the drive is not enough in and of itself.
But I am 50/50 with a slight lean towards ledger.