Remember the financial crisis in 2008 when banks stopped customers from withdrawing funds? Then drip feeding tiny amounts to customers via ATMs. This is going to happen again, this time it will be worse.
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Are you sure 2020 is going to be like 2018 which has experienced a financial crisis?
It is better to make some studies first by adjusting the data with the facts field that are developing in this case ( financial crisis) in accordance with the conditions righ now and you can make same operation plan to preparation and anticipation. Remember, all need a process.