I also agree with you there is no such thing as late to Bitcoin not unless you are aiming for the lowest price like OP have mention back when it was just worth a penny.
But it could never be back to that price again so we should just move on and for those who still wants to be part of crypto there is no such thing as late investor's,
Maybe wrong timing in investment but you would never be late because the price always fluctuates so it could always go up or down so we could get it at a lower price.