Not really an interesting XRP coin for me, it's better to invest in ETH, LTC, etc., because XRP centralized coin, it's very slow and slowly growing in price. It's better to choose alts from the top 20.
I have your same point of view about XRP. I also invester in ETH and LTC when they dumped two months ago. XRP is too much centralized for make a revolution but it has low fees. In the top 20 my favourites ALTS are BNB, EOS, STELLAR