Crypto's volatility in price greatly defeats its purpose as "digital cash". Until this issue is solved, I don't see the possibility of living without a bank.
This is due to the fact that cryptocurrency's value is still measured with reference to Fiats,
its measured in fiats so that causes it to be volatile ? how come when fiats are stable . the value of cryptos could have been stable then but no it ist . there are other reasons why cryptos are volatile . cryptos are already digital or digital cash and they can always be used for transacting online . also this does not related for them to be used as a bank because i think banks are just different but to the question of living bankless , hmm if we lived before without a bank then maybe why not we do it again ?