You should plan for only short-term because anything may happen in the future with the most of the stablecoins. I mean government may start at any time regulating stablecoins. Because stable coins may be misused for money laundering like how fiats is being used for years. So, it is not at all recommended to plan up any investment along with stablecoins. Regardless of how big binance platform is, their stable coin may be seized or banned by their government if they find it a threat to their economy.

I am also making use of some stablecoins but definitely not over the day, I mean I will not hold any stablecoins for the next day yes I will finish off all my trading which are involved with stablecoins within a day. This is a simple precautionary measurement, I am following to avoid any big losses just because of holding stablecoins. So, I highly suggest you to go for with proper planning about your stablecoins related things.