Blockchain can help universities and colleges in lots of ways, even if it's just for payments, it's going to make payments for services to be a lot easier. And I don't think it's all about payment, there are other ways that Blockchain can be useful in universities, they can use the Blockchain to give control to students and educators over their own information. Instead of having to go through a long process, they will have easy access to their information on the Blockchain. Like I said it doesn't end there, there are lots of things that can be achieved by making use of Blockchain, it all takes time for us to discover them.