Very good questions.

Firstly, thank you for calling it noble! I've been an independent educator since 2013 and I see the need for it in every faucet of industry but especially in the space of cryptocurrencies and blockchain technology. It's needed yet many do not do it.

The need for funding comes from the fact that funding sources are not in abundance concerning a platform such as the one being developed and this is only one piece of a larger ecosystem. Simply Crypto as a platform is a the door, the token is the key and the course is the knob.

In regard to financial stewardship, the funds would be used in the following ways (which are mentioned in the Black Paper):

"The Simply Crypto token roadmap takes place in three phases.

Phase I - Offer of Donation, Airdrop, Tithe & Development (2020)
Simply Cryptocurrency will focus on educating, empowering and engaging our community and will leverage the utility token, PCTO, which will power our digital education hub that will launch Q2 of 2021. The PCTO token will be available for bonuses between May 21st, 2020 and August 21st, 2020. For early users who purchase Simply Crypto educational courses, they will receive 100,000 PCTO tokens as long as they have proof of purchase. A social airdrop as well as a bounty will be available. While the PCTO is offered, development will continue to further refine the output of its vision. The goal as it relates to exchanges is to have PCTO placed on at least one reputable and safe exchange before August 21st, 2020. Lastly, the “Tithe” portion of the entire token fund, which means “a tenth”, will be given to LIV Village, a South African village for orphan and vulnerable children, to aid in educational development regarding cryptocurrency. The “Tithe” portion from the development budget will go toward American programs and organizations that are based in minority communities for the sake of aiding in educational development regarding cryptocurrency. American recipients will be announced on August 21st, 2020.

Phase II - Content Creation & Expansion (2021)
Job creation will take place as qualified translators (who speak Mandarin, Zulu, Spanish and French) as well as high quality film makers / editors for content creation will be needed. Upon exchange placement, the PCTO token will expand in media presence, potential holders and users of the Simply Crypto platform.

Phase III - Platform Launch (2021 - 2022) ( + )
No later than Q2 of 2021, the educational hub of Simply Crypto will launch on mobile app stores and as a web app for free. The platform will offer premium courses as well as leverage ad revenue to keep costs low, with the hopes of completely eliminating cost for users other than for premium courses. PCTO token holders will receive special incentives, discounts and free materials. The goal is to scale the user base of Simply Crypto to 1,000,000 by the end of 2021, based on aggressive marketing and partnerships with coding labs, companies and inner city community programs throughout various markets in the United States as well as far abroad, starting with expansion in South Africa."

Lastly, in reference to the token rate:

The rate is such where it will do two things: attract the right people to support and hold and utilize the token as well as be used to create actual jobs. People speak on how education does not get proper funding and this platform that will be built (regardless of the ICO) will serve not only users but also instructors who can speak in their native language to their audience in culturally responsive ways.

Regardless of the ICO, the platform will be further developed and released. As it relates to the token, we are in conversation with various exchanges now and will be listed soon!

Thank you for your interest!