I am worried more about catching it and spreading it than dying from it. I have worked away from home for most of my time after finishing studies. I have parents above 60 who have just about started to have a good life. I want them to be near me and have some joy and happiness for all the efforts they have had to put to get their children a decent education and all. I would hate it and would feel like i failed if they get in contact. There are cases of old people passing away in major metro cities already as hospitals were unable to take patients in.
Even for people over 60, this isn't necessarily a death sentence. If you're 80+, then yes, you should worry about coronavirus. Regardless though, you isolate from older folks during the pandemic and wear a mask if you're in close quarters with people. Doing these basic two things will minimize your chance of spreading coronavirus, if you get it.
Of course, rapid and reliable testing facility is the other main requirement. This last part is hard as you cannot have a BSL-3 lab everywhere. Or maybe it is time.
You don't really need a testing lab next door to open from a lock down. Some cities in the U.S opened up drive through testing in tents. As long as you have basic infrastructure in place to collect samples and access to test kits, it doesn't matter where the lab is.