I don't scream scam too,but....if you fallow them for 3 years every day...and you read all answers in chat.bankera...you clearly understand that your money in big big risk:))
Have you seen this
https://www.coindesk.com/bitclave-sec-settlement-25m-ico?The investors of bankers must try to report it into the authorities like SEC and the scammer team of bankers will be on a big risk and if you are an investor and you can get back your money.
There must be some people who can take legal action against them.
It's not only in a big risk but your money can disappear anytime but how much ROI have you gotten from your investment in bankers?