Small businesses are doomed. If they're not closed, they're being broken into. Wealth is being funnelled towards monopolies in a world economy that is anything but free. (If you want to work for a monopolistic organization, have fun selling your soul.)
If there is any hope of individual entrepreneurs making an honest living in this new era, they need:
1. TO SELL THEIR GOODS AND SERVICES ONLINE
2. Easy to use Decentralized platforms that let everyone with an internet exchange goods and services for any currency (such as the Virie Market-https://www.virieproject.com/) without centralized intervention. Basically an international, decentralized Craigslist with a built-in payment system that lets you use crypto, fiat or goods and services as payment (no bank accounts necessary-still billions of unbanked)
3. Inform themselves of the needs of people in other countries. Beggars are not choosers and this is great for business. You have something valuable that people elsewhere don't have.
Any other suggestions?
... Do you folks really think that looters are just looting small businesses? Come on. Big and small businesses alike are being hurt by this, and their insurance is going to pay out. Everyone in these areas are going to feel it with their preimums going up.
How are people going to earn a living after Covid? - Most likely in the same way they did before hand -- Working for an employer and earning a wage. Whether they're working from home are going to office doesn't really matter.
For the people that lost their jobs and now know what financial instability feels like -- in addition to their regular job if they're able to get it back, they're most likely going to save more and have a side hustle.
Nothing will really change in the long term in a macro scale though, at least in terms of wages and earning.