I think now with the lack of real use for cryptocurrency, then I personally tend to prefer fiat because after all banking also continues to make updates so that in this digitalization era fiat can still be used of course with digital systems and with the development of this era does not mean bitcoin or cryptocurrency not necessary, because after all cryptocurrency is a solution that can be used in any case because crypto itself is not purely about currency but an asset that in reality most people only choose to invest in this market not about real usage like fiat.
however the conditions, at the moment fiat is greatly benefited, not just a matter of trust but because of people's habit of using it. however, crypto has many types and still needs to use the internet. personally, I also often prepare fiat as a transaction tool.