Not many people have the equivalent of thousands of dollars or more lying around in cash. Many Bitcoin fans will. People get murdered over a few hundred dollars so it's something you want to keep a lid on.

What's more annoying is that as soon as you mention the word Bitcoin people will assume you were there in 2009 and have trillions. More than likely most will have less in it than the person asking has in their savings account, not that they'll be capable of taking that on board.

If it ever does get to the $5 wrench stage you're better off splitting it so there's one readily accessible amount with the rest hidden properly. You can do the same with hardware wallets, have a second password protected wallet with a much lower balance on the initially accessible one.